build greener. Borrow smarter. save more.
TUHF’s green funding pathway helps property entrepreneurs reduce operating costs, improve building resilience, and access financial incentives — all within a normal TUHF loan.
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What this means
for you
If you’re developing, converting, or refurbishing a building, TUHF can help you design it to be more energy- and water-efficient.
If your building meets recognised green standards, you can expect:
- lower long-term operating costs
- improved tenant affordability and retention
- a more resilient, future-proof asset
This isn’t a separate product — it’s an enhancement to your existing TUHF finance.
What "green" means in practice
We use internationally recognised standards to measure building efficiency.
To qualify, projects typically include practical upgrades such as:
- energy-efficient lighting and systems
- heat pumps instead of conventional geysers
- water-saving plumbing fixtures
- improved insulation or glazing
- solar or backup energy systems
These features reduce utility consumption and improve building performance over time.
The Financial Benefit
If your project achieves certification, you may receive a performance-based incentive funded through TUHF’s international green finance partners.
This incentive:
- is paid directly into your loan account
- reduces your capital balance
- shortens your repayment period
In simple terms: you build smarter, and your debt reduces.
How TUHF supports you
You don’t need to navigate green certification alone.
TUHF works with specialist advisors who help:
- assess whether your project can qualify
- identify cost-effective design changes
- guide the certification process
- structure the project financially
Our goal is to make green building achievable for SME property entrepreneurs — not just large developers.
What types of projects qualify
Building conversions
Refurbishments
New affordable rental developments
Mixed-use buildings with residential components
Eligibility depends on project design and certification outcomes.
Why it matters
Green buildings are not just better for the environment — they’re better for your business.
They typically deliver:
- lower running costs
- improved tenant affordability
- more stable long-term cashflows
- stronger long-term asset value
In South Africa’s energy and water environment, efficiency isn’t optional — it’s a competitive advantage.
How to get started
If you’re planning a development or refurbishment, speak to your TUHF representative early.
We can help you:
- evaluate green design options
- assess potential incentives
- structure your project for long-term performance